The markets have clearly now taken a good downfall. I wont say the time has come or act like a guru , but this is the ugly truth, we are entering in a bear market , yet cant say for sure that it will continue to fall like a rocketball, but if we have a correction and again it continues downfall, we can say we are in a bear market. The truth is that if this happens we should see a 30-35% downfall , for a good correction for the overall market, beacause we all know that the market continued to new highs after the Covid-19 outbreak, even though economy was not booming , feds printing more and more money and inflation rate at 7% . Also history repeats its self ,that happens to the financial markets too..!!! . In 2008 crash markets fell 50% and that happend in a period of a year , so dont be surprised if wee se the same thing here too. To sum up , the one who loses money and afraid of the current situation is the one WHO IS NOT PREPARED FOR IT, TRADE WITH MONEY YOU CAN AFFORD TO LOSE!!!.