Allocation For the Year

📊 Improved Allocation Plan
1. Core Holdings (Stable Compounders)

Consistent earnings and defensive traits:

T (AT&T) – steady cash flows, stable telecom exposure.

PM (Philip Morris) – defensive consumer staple, high dividend.

CNP (CenterPoint Energy) – utility stability, defensive ballast.

VRSN (Verisign) – cash-generating monopoly-like business.

➡️ Suggested Weight: 25–30% combined

2. Growth & Innovation Plays

To capture upside from secular themes:

PLTR (Palantir) – data/AI defense and enterprise growth.

APP (AppLovin) – app monetization and gaming ecosystem.

GOOGL (Alphabet) – core tech exposure with AI tailwinds.

NFLX (Netflix) – content moat, global growth.

➡️ Suggested Weight: 25–30% combined

3. Cyclical & Industrial Leaders

These give exposure to economic recovery and capex cycles:

HWM (Howmet Aerospace) – breakout base, aerospace uptrend.

RTX (Raytheon Technologies) – defense/aerospace diversification.

CME (CME Group) – volatility/hedging proxy, strong cash flows.

CBOE (CBOE Global Markets) – options/liquidity boom exposure.

➡️ Suggested Weight: 20–25% combined

4. High Beta / Tactical Rotation

Shorter-term, opportunistic holdings that juice returns:

TPR (Tapestry) – discretionary rebound.

STX (Seagate) – storage cycle, AI demand tie-in.

DG (Dollar General) – consumer resilience.

HOOD (Robinhood) – retail flow capture, optionality.

➡️ Suggested Weight: 15–20% combined

5. Satellite / Alpha Enhancers

Niche names with asymmetric potential:

RPRX (Royalty Pharma) – biopharma royalties, steady income.

LDOS (Leidos) – government contractor/tech defense.

VST (Vistra) – power utility + renewables angle.

KR (Kroger) – consumer defensive.

MO (Altria) – high yield, value.

AVGO (Broadcom) – semiconductor powerhouse, AI demand.


➡️ Suggested Weight: 10–15% combined

🚀 Adjustments vs Past Allocation

New Adds: HWM (confirmed breakout), RTX (defense exposure), AVGO (AI), or NVDIA.


Keep: PLTR, APP, GOOGL, TPR, STX, T, PM, etc.

Trim/Rotate: Smaller weights to KR, MO, add more CBOE, STX, VST to keep liquidity.

Balance: Defensive core vs. high beta growth.