Jammu & Kashmir Bank (J&K Bank), incorporated in Jammu & Kashmir, India, is a publicly held banking company engaged in providing a wide range of banking services including Retail Banking, Corporate Banking & Treasury Operations.
It is the only Private Sector Bank in the country assigned with responsibility of convening State/UT Level Bankers’ Committee (SLBC/UTLBC) meetings.
Key Ratios - Q2 FY23
Capital Adequacy Ratio - 12.86%
Net Interest Margin - 4.04%
Gross NPA - 7.67%
Net NPA - 2.10%
CASA Ratio - 54.69%
Branch Network
At present, the bank has 980+ branches and 1,400+ ATMs. 83% and 89% of all branches and ATMs are located in the state of J&K.
It is the only Private Sector Bank in the country assigned with responsibility of convening State/UT Level Bankers’ Committee (SLBC/UTLBC) meetings.
Key Ratios - Q2 FY23
Capital Adequacy Ratio - 12.86%
Net Interest Margin - 4.04%
Gross NPA - 7.67%
Net NPA - 2.10%
CASA Ratio - 54.69%
Branch Network
At present, the bank has 980+ branches and 1,400+ ATMs. 83% and 89% of all branches and ATMs are located in the state of J&K.